Updated 2026

Standard Insurance vs Premium Insurance

Every trekker entering Mount Rinjani is automatically covered by a basic standard insurance included in the entry ticket. Since March 2026, a new Premium Insurance option (Rp 290,000) has been introduced — offering significantly broader protection including helicopter evacuation. Here's a full breakdown of the differences.

Standard

Basic TNGR Insurance

Included
With your entry ticket
  • Basic accident protection
  • Manual evacuation support (Park Rangers)
  • Basic medical assistance
  • No helicopter evacuation
  • No death / disability benefits
  • No repatriation
Premium

Premium Trekking Insurance

Rp 290.000
≈ USD 18 · per person / per trek
  • Helicopter evacuation up to Rp 260M
  • Death by accident: Rp 300M
  • Medical treatment up to Rp 20M
  • Full SAR coverage
  • Permanent disability: Rp 50M
  • Repatriation up to Rp 10M
Full Insurance Details →
Important — March 2026 UpdateThe old basic TNGR insurance (Rp 10,000) has been replaced by the new Premium Insurance system (Rp 290,000) effective March 5, 2026. Trekkers WITHOUT personal travel insurance covering helicopter evacuation are now required to purchase Premium Insurance.
Covered / Included
⚠️ Partial / Basic only
Not covered
Feature / BenefitStandard
Included in ticket
Premium
Rp 290.000
📋 General Information
💰 Cost
Included in ticket
Rp 290,000 / trek
🏛️ Issued By
Balai TNGR (Basic)
TNGR + Ministry of Forestry
👤 Who Must Have It?
All trekkers (via ticket)
Trekkers without personal travel insurance covering helicopter evacuation
⏱️ Coverage Duration
Per entry (1 day)
Max 4 days (4 × 24 hours)
📍 Coverage Area
Inside national park (basic)
Sembalun, Senaru, Torean, Pelawangan, Segara Anak Lake
🛡️ Protection & Benefits
🛡️ Accident Protection
⚠️Basic only
Full — up to Rp 300,000,000 (death by accident)
Death Benefit (Non-Accident)
Rp 50,000,000
Death Benefit (Accident)
Rp 300,000,000
Permanent Disability
Rp 50,000,000
🏥 Medical Treatment
⚠️Basic first aid only
Up to Rp 20,000,000
🚶 Land Evacuation
⚠️Manual — coordinated by Park Rangers (no financial coverage)
Rp 10M – 15M depending on location
🚁 Helicopter Evacuation
Not covered
Up to Rp 260,000,000 (with hoist)
➕ Additional Benefits
🔍 Search & Rescue (SAR)
⚠️Basic park SAR only
Full SAR coverage included
✈️ Repatriation
Up to Rp 10,000,000
Fracture Therapy
75% of medical benefit (if medically indicated)
✅ Included in Rinjani Indonesia Packages?
Always included
Handled & arranged for you

Which One Is Right for You?

Standard Insurance Is Enough If…
  • You already have comprehensive personal travel insurance
  • Your policy covers trekking above 3,000m
  • Your policy includes helicopter evacuation in Indonesia
  • You can provide policy number to TNGR on arrival
Upgrade to Premium If…
  • You have no personal travel insurance
  • Your travel insurance excludes volcano trekking
  • You want comprehensive financial protection
  • You want peace of mind for your family

Frequently Asked Questions

Do I need to buy Premium Insurance if I already have travel insurance?
Only if your travel insurance does NOT cover high-altitude trekking (above 3,000m) and helicopter evacuation. If it does, you are exempt — but you must provide your insurance company name and policy number to be registered in the TNGR system.
Is the Standard Insurance sufficient for most trekkers?
The standard insurance provides only basic protection. Given that manual evacuation from Rinjani can take 6–12 hours, and helicopter evacuation costs can exceed Rp 200 million, we strongly recommend upgrading to Premium Insurance or having a comprehensive personal travel insurance policy.
What happens if evacuation costs exceed the Premium Insurance limit?
Any evacuation costs exceeding the insurance coverage limit become the trekker's own financial responsibility. This is why we recommend trekkers also check their personal travel insurance for additional coverage.
Does Rinjani Indonesia handle the insurance process?
Yes. When you book with Rinjani Indonesia, all insurance arrangements (both standard ticket insurance and Premium Insurance if required) are fully managed by our team. You just need to provide your personal details accurately.
Quick Summary
StandardIncluded
  • Basic protection only
  • Manual evacuation only
  • No helicopter coverage
PremiumRp 290.000
  • Full protection package
  • Helicopter up to Rp 260M
  • Death benefit: Rp 300M

Still Unsure?

Our team will help you determine which insurance is right for your situation before you book.

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Book with Full Protection

Rinjani Indonesia handles all insurance arrangements. All packages include ticket insurance, and Premium Insurance is arranged for those who need it.

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